As an agent of United Bank Card, we look to take the hassle and worry out of accepting payments from your customers. Our goal is to assess the payment needs of your business and provide the appropriate solution. Choosing the right payment processing can be vital in the growth and marketing of your business, and whether you are looking for advanced inventory managment, mobile solutions, e-commerce processing, or electronic cash registers we can determine which solutions are best for the growth of your business. Additionally, seeing payment volume can help measure marketing effectiveness as well as allow for additional marketing opportunities, such as web processing and gift/loyalty card acceptance. Feel free to take a look at some of the terminals and services we offer, and when you're ready, contact us to start an application.
We offer a wide array of retail and in-store solutions through United Bank Card. Scroll down to browse all of them or click on a link below to jump straight to the specific area of interest.
HarborTouch can provide your business with an easy to use POS system that will allow you to manage sales, track inventory, and analyze valuable customer information. HarborTouch will automate your day to day business operations so you can concentrate on your customer's needs.
- Manage inventory
- Monitor stock/inventory depletion
- Enable accurate supply/inventory ordering
- Wireless scanners for inventory management
- Manage employee schedules, productivity, and track hours with a built in time clock
- Monitor over 30 interactive financial reports
- View Sales history
- Predict Sales Volume
- Identify best-selling high profit items
- Track promotions and campaigns
- Monitor hourly store productivity
- integrated credit and debit transactions
- Cash drawer models available
- Exchange information with Microsoft Word, Excel, Outlook, Microsoft Accounting and Intuit QuickBooks
- Track tables with a graphical table map
- Increase table turns
- Kitchen printing and/or kitchen video available
- Highly accurate ordering system
- Fewer compliementary meals due to server/kitchen errors
- Detailed reports and management tools allow for less wasted food and supplies
- Manage purchase orders
- Manage and create barcode labels
- Identify sales trends, bestselling items, and productive employees
- Omnidirectional & single line handheld scanners
Both of these terminals are perfect for small retail locations.
The Hypercom Optimum T4220 offers simple, easy to use features while providing extraordinary performance. The graphics capable printer allows you to print logos and coupons directly at the point of service!
The Verifone Vx510 offers great performance for payment and value-added applications and it dramatically reduces transaction time to just a few seconds.
United Bank Card has combined state-of-the-art electronic cash register (ECR) equipment with integrated credit card processing to deliver the ultimate payment solution, completely free of charge! This integrated technology is the first of its kind and eliminates the need for a separate credit card terminal at your business location. You will now have the ability to handle all transactions directly through this advanced ECR.
Integrated Payment Processing
Each cash register comes complete with an integrated PCI PED compliant credit card payment terminal to enable fast and user friendly payment options. This secure device supports either dial-up or Ethernet connectivity and its sleek, compact design fits easily in the palm of your hand. With a wide array of convenient features, it is the perfect device to streamline your electronic payment system.
- Large memory capacity
- Dial-Up or Ethernet connection
- Large LCD display
- Three function keys
- Multi-application support
- Rugged and stylish
- Heavy duty cash drawer
- Drop and load thermal printer
- PCI PED compliant
Designed with the most demanding restaurant environments in mind, this state-of-the-art cash register is built with a flat membrane keyboard to withstand liquid spills, dirt and other foreign particles. Additionally, the keyboard layout will be individually customized to meet your unique transaction needs. Complete with cash drawer and backlit customer display, this electronic cash register is an excellent solution for all restaurant establishments.
Additional specs:
- Guest check tracking
- 72 flat keys
This stylish and functional cash register was designed specifically for the retail environment. Thirty department keys will be customized to meet your particular operational needs, offering the capability to store up to 2,000 PLU numbers. This electronic cash register is the ideal solution for all retail businesses and comes complete with cash drawer and backlit customer display.
Additional specs:
- 30 department keys
- Store up to 2,000 PLU numbers
Traditional check guarantee is a logical addition to any business at risk for accepting NSF or bounced checks. Guarantee service can be easily added to your existing credit card system. Checks can be manually entered or swiped through a reader for approval. Losses and fees from bounced checks can be eliminated overnight. The guarantee system verifies the check writers information against a negative file and in some circumstances, uses the ATM networks for confirming account balances. All bounced check claims approved by our system are paid within 24-hours. United Bank Card warrants our check guarantee program will provide 10% fewer check declines than our competition. In addition to the guarantee service, your business will have access to 24-hour customer service and technical support, as well as extensive paper and online reporting. Start saving money and stop bounced checks.
- Guarantee against bounced checks and NSF fees
- Checks must be deposited at merchants bank
- Check writer information verified against national negative database
- 24-Hour customer service and technical support
- Online & Paper reporting
- Check reader is recommended but not required
- Stop Payment Protection
- Checks on Delivery
- Pay Over Time - 90 Days Same-as-Cash Check Guarantee Protection
- Check Guarantee on the Comstar Wireless terminal
- Check Guarantee on a Virtual Terminal
- 10% Fewer Declines than our competition
Paper checks can now be accepted at the point-of-sale just like credit cards. Electronic Check Conversion can be easily added to your existing credit card system. The process is very simple and requires an imager/reader to be attached to your terminal. The paper check is passed through the reader and verified against a database of negative files and bounced check writers. A match will result in an instant decline. In some circumstances, funds can made available through supported ATM networks. If the check is approved, the paper check must be stamped "ACH Processed" and returned to your customer. The transaction is complete at this point, and will be deposited into your bank account within 72 hours, just like a regular credit card transaction. The check conversion program is supported by an online reporting reporting system, and 24-hour customer and technical support. This solution saves you accounting time, trips to the bank, accurate reporting, and most importantly - no more bounced checks.
- Guarantee against bounced checks and NSF fees
- Checks processed like credit cards with greater merchant protection
- Funds automatically deposited into merchants bank account
- Checks are processed electronically at the point-of-sale
- Check writer information verified against national negative database
- 24-hour customer service and technical support
- Online and Paper statement reporting
- Requires a check imager to be attached to credit card terminal or use of the Orion All-in-One Terminal
The All-in-One Terminal
In addition to credit and debit card acceptance, the Orion offers both check reading and imaging from one device. This POS terminal contains 128 MB flash memory and 32 MB RAM, which ensures that it runs all of your payment applications smoothly. The Orion also features a touch screen display and large button keypad making it simple to use and it boasts a programmable thermal printer that is fast and graphics capable. High quality check imaging allows you to deposit your check payments electronically, saving you time and money by eliminating trips to the bank!
Adding an EnCheck check reader to your business will allow you to take advantage of United Bank Card's Check Guarantee service to authorize your customers' checks at the point of sale and be alerted to bad checks. You will also be able to use Check Conversion to electronically process and deposit funds from approved checks into your bank account automatically.
Equipping your business with an ATM will generate an additional revenue stream and create a risk-free form of payment: CASH! Eliminate the hassle of providing cash-back, avoid paying debit fees and earn a surcharge on every transaction instead.
Additionally, an ATM is an excellent way to increase customer traffic. Businesses with ATMs have improved customer satisfaction, increased customer loyalty and studies show that 25% of withdrawals are spent at the ATM location! In fact, the average ATM user spends 40% more than a non-ATM user.
Other benefits of adding a United Cash Solutions ATM to your location include:
- Profit from surcharge
- Increase sales volume up to 20%
- Add customer convenience
- Stimulate impulse purchasing
- Increase customer traffic and loyalty
- Free shipping
- Free installation
- Free training
- Award winning customer service
- Online account management
- Multiple placement options
Contact us to get started.
We also offer software that will work at your retail location if you already have a computer ready to go. Go here to check out our software options.
The NURIT 8000 is the leading wireless payment device available on the market. It is the ideal solution for businesses seeking the most effective way to complete mobile credit card transactions. The Nurit 8000 supports credit, debit, gift and loyalty card and EBT transactions and is also equipped with an internal pin-pad.
The 8000 is a lightweight, handheld wireless device that works on the reliable Cingular GPRS network and enables mobile retailers to bring their products and services directly to their customers. The device is PCI PED compliant and contains a large touchscreen and a fast, quiet thermal printer. The Nurit 8000 also features multi-application support and an 18 button ergonomically designed back-lit keypad with programmable quick keys.
AUTHORIZE.NET
Mobile POS solutions enable merchants to accept credit card payments where it is most convenient for their customers – in the aisle, outside the store or any place you take your business. Merchants with mobile sales teams or non-traditional storefronts can expand their business and increase revenue by accepting payments from customers anytime, anywhere.
- Customer Satisfaction – Improve your customers’ experience by speeding up the checkout process.
- Flexibility – With mobile payments, your storefront literally goes anywhere you do.
- Reduce Costs – Printed receipts provide purchase verification and chargeback protection.
- Increase Sales – Provide customers with a convenient payment option, increasing sales opportunities.
PC CHARGE
PC Charge also has wireless capability which permits mobile merchants to process transactions over the Internet via TCP/IP using a cell phone.
For more information on Authorize.Net or PC Charge, contact us or visit our software page.
PCCharge Pro™ is an award-winning payment processing software product designed to save merchants time and money by providing powerful features and performance at the point-of-sale.
Multiple payment types accepted: All major Credit Cards, Debit Cards, EBT, Purchasing Cards (Level II), Gift/Loyalty Cards, and Check Verification, Guarantee & Conversion. PC Charge can also create a customer database for recurring and installment billing which allows you to schedule payment processing according to your specific business requirements.
PC Charge also has wireless capability which permits mobile merchants to process transactions over the Internet via TCP/IP using a cell phone.
The UBC Plug-in integrates seamlessly into existing accounting software so your QuickBooks® functionality will remain unchanged. You will be able to manage credit card and check transactions in addition to tracking bills, invoices and settlements as you always have. There are no changes required to your current system!
United Bank Card is offering this advanced payment technology completely free of charge, with no additional transaction fees or gateway costs associated with it! If you are currently using QuickBooks®, this completely free product is the perfect solution for your business.
Authorize.Net understands the evolving needs of Web merchants, and our solutions are designed to help you grow your online business. In addition to processing your Web transactions quickly and securely, we provide value-adding products to help you compete in the e–commerce marketplace: Fraud Detection Suite™ (FDS), Automated Recurring Billing™ (ARB), Web site promotion tools, and more. We also recognize that your Web site is an extension of your brand. Flexible built-in options allow you to customize the way your Web site interacts with the payment gateway.
- Easy Integration – Several connection methods make it easy to integrate to the Authorize.Net Payment Gateway.
- Customization – Control each phase of your customer’s online transaction experience, including the look and feel of the payment form, receipt pages, e-mail confirmation text, and more.
- Shopping Cart Compatibility – We support over 85 certified shopping carts as an alternative integration solution.
Merchants with retail storefronts can leverage the speed of the Internet to authorize credit card transactions in as little as three seconds. By combining the robust Authorize.Net Payment Gateway with Internet Protocol (IP) enabled point-of-sale (POS) systems, you get an end-to-end solution that is more efficient and reliable than dial-up systems – and still qualifies for Card Present rates.
- Faster Checkout Times – Improve customer satisfaction by speeding up checkout lines.
- Reduce Costs – Eliminate multiple dedicated telephone lines to reduce telecom expenses, while consolidating service costs for broadband.
- Increase Productivity – Simplify the integration of payment information into your proprietary business applications.
- Convenient Maintenance – Easily access remote POS terminals on your network for routine configuration, maintenance and upgrades.
Mobile POS solutions enable merchants to accept credit card payments where it is most convenient for their customers – in the aisle, outside the store or any place you take your business. Merchants with mobile sales teams or non-traditional storefronts can expand their business and increase revenue by accepting payments from customers anytime, anywhere.
- Customer Satisfaction – Improve your customers’ experience by speeding up the checkout process.
- Flexibility – With mobile payments, your storefront literally goes anywhere you do.
- Reduce Costs – Printed receipts provide purchase verification and chargeback protection.
- Increase Sales – Provide customers with a convenient payment option, increasing sales opportunities.
Mail Order / Telephone Order:
If your business accepts sales orders via mail, telephone or fax, you can submit transactions manually through the Authorize.Net Payment Gateway. All you need is a computer with an Internet connection. Simply log into the Authorize.Net Merchant Interface to key information into our Virtual Terminal payment form or use our Batch Upload tool to process transactions from proprietary business applications.
- Built-in Tools – Virtual Terminal and Batch Upload are included with every Authorize.Net Payment Gateway account.
- Unlimited Users – A single payment gateway account allows multiple users across your network or call center.
- Enterprise Integration – Flexible connection methods make it easy to integrate enterprise business tools to the Authorize.Net Payment Gateway.