Financial Services In an attempt to bring your business additional core servces, Prometheus Inc. is proud to offer business lending solutions, worksite benefits, and business insurance. Whether you are looking for liquidity or growth capital, Group Life or Health benefits, or business succession planning to protect your families interests we are positioned to bring you multiple solutions for your business.
Worksite Benefits Below are some of the benefits you can bring to your employees. Fill out our contact form or give us a call to get started.
Group Health Group Health Group Health insurance plans are an important part of running a business. Quality plans can be put together for groups of as little as two members and can be structured to be voluntary in nature for employers that are looking to control costs. Fill out our contact form to compare rates with your existing plan or to see how affordable a a group health insurance plan can really be. We have relationships with many top tier health carriers and pride ourselves on being able to customize your company specific plans with the carriers that best fit your business needs.
Group Life Group Life Group life insurance is another great way for your business to provide voluntary benefits to your employees. Through a payroll deduction, employees can contribute to life insurance policies that can provide needed protection for themselves and their families. As an employer you come out ahead with little or no cost by demonstrating that your business cares about providing value to your employees lives. Contact us today.
 
 
 
Group Vision Group Vision Establishing vision care for you business and employees is relatively simple and yet an extremely valuable benefit. Adding a vision plan can help your employees provide for their familie's eye health and wellness. Fill out our contact form and we will help your business with the choice of provider and a focus on value.
 
Group Dental Group Dental Dental benefits are often overlooked when when structuring group benefit plans. There are different plans available that can complete your businesses overall health care needs. Fill out our contact form for an group plan quote. We will search our network of providers to provide your business the best value for your needs.
Business Financing
Business cash advance with First Funds Having Trouble Getting a Loan? These difficult economic times have definitely added additional obstacles to running a business. Where money once flowed freely out of banks, we are witnessing times where the wells have now run dry. Higher credit requirements, minimal loan amounts, and high collateral requests are putting the pinch on the speed of business. Consider an alternative. Receive a cash advance of $10,000 - $100,000 based off of the future receivables of your average credit card sales. More simply, we will purchase your future credit card sales at a discount to provide your business cash now. Funding can happen in as little as 7 days. Use the money however you like: for expansion, equipment purchases, inventory purchases, acquisitions, buyouts, or just to meet a cash flow shortfall. Fill out our contact form for more information on business cash advance.
First Funds
My SOP (Stock Ownership Plan) My SOP (Stock Ownership Plan) Another way to provide liquidity to your company is through the use of an employee stock ownership plan. This plan is available to business owners that have retirement funds otherwise unusable without having to pay penalties or taxes for early withdrawal. We can help you structure a 401(k) plan for your business which can readily receive your IRA rollover while still maintaining its tax deferred status. These funds can then be used to purchase shares in your company and release your cash for busines use, penalty and tax free. This solution can be available to start up your business venture or to provide liquidity to an already existing business. Over time your company can buy back some or all of the shares and return the money back into your retirement plan. Contact us for more info today.
Business Life Insurance Help protect your business and its key employees. Fill out our contact form or give us a call for more information.
Executive Bonus Plans Executive bonus plans, also called section 162 plans, can be a great way to attract and retain key employees. Through this easy to set up program, your business can pay a tax deductible bonus to any employee whcih can the be used to fund a life insurance policy. This policy would provide insurance coverage for your employee and their family and if properly structured, could also help fund their retirment.
Executive Bonus Plans
Key Person Life Insurance Key person life insurance can protect your business against financial loss in the event of a key person's death. This insurance coverage can help supply your business needed funds to meet financial obligations and the hiring of a replacement.
 
 
 
 
 
Key Person Life Insurance
Buy-Sell Cross-Purchase If your business is structured in some way as a partnership, it's likely that at some point one of the owners will have to buy another owner out. Buy-sell agreements can help the remaining owners to purchase the deceased owner's business interest, keep control of the business, transfer leadership in an orderly fashion, and provide stability for customers, employees, creditors, and investors.
 
Buy-Sell Cross-Purchase